Your Options

Four Ways We Help. You Choose What Fits.

We don't squeeze everyone into a cash sale. Some people want out. Some want to stay. Some want time. Here's everything we can do, in plain English.

Find My Best Option →
Sell and stay in your home as a renter
Buy it back within two years
Sell for cash with no fees or repairs
List it if that gets you more
Option One

Sell and Stay in Your Home

We buy your house and you keep living in it as a renter. Your mortgage is paid off at closing, the late notices stop, and you don't have to pack up your life.

It works well for people who've fallen behind but can manage a fair monthly rent, or who just need time before a move.

  • You want to stay in the home or the school district
  • The mortgage payment has become too much
  • You need a year or two to get back on track
How It Works
We agree on a priceBased on the house and what's owed.
Mortgage paid offAt closing, through the title company.
You sign a leaseFair rent, written terms, no surprises.
You stay homeSame house, same neighbors, less stress.
How It Works
Sell and stayStarts just like option one.
Price set up frontYour buy back price is in the contract.
RebuildGet your credit and savings back on track.
Buy it backAnytime within two years.
Option Two

Buy Your Home Back Later

If the house means a lot to you, we can add an option for you to buy it back from us within two years. You stay in the home, rebuild your credit and savings, and then take it back over.

The buy back price is agreed on up front and written into the contract, so you always know the number you're working toward.

  • A job loss or medical bill set you back, but you're recovering
  • You're set on keeping the family home
  • You need breathing room more than a new address
Option Three

Sell for Cash, On Your Terms

The simple route. We make a written offer on the house as it sits. No repairs, no cleaning, no showings, and no commissions. We cover the usual closing costs.

You pick the closing date. Some people want a week. Some want two months. Either is fine, and you can rent back for a bit if you need extra time to move.

  • You're ready to move on and want it done cleanly
  • The house needs work you don't want to take on
  • You value speed and certainty
How It Works
Written offerUsually within 24 hours of talking.
We show our mathSales nearby, repairs, costs.
You pick the date7 days or 90, your call.
Get paidAt closing, through a local title company.
How It Works
Honest adviceEven when it doesn't help us.
Side by side numbersWhat you'd net each way.
Lender optionsRepayment plans, forbearance, modifications.
Good referralsPeople we'd send our own family to.
Option Four

List It, If That's Better for You

If your house is in good shape and you have time, you might come out ahead listing with an agent. When that's true, we'll tell you, even though it means we don't buy it.

Same goes for your lender. If a repayment plan or loan modification is the smartest move, we'll help you understand what to ask for.

  • The house is move in ready
  • You're not under time pressure
  • You're fine with showings and a longer process
A straight word on the details. Not every option works for every house. It depends on what's owed, what the house is worth, and what a fair rent would be. Whatever we offer, you'll get the full terms in writing before you sign anything, and we encourage you to have an attorney or someone you trust look it over.
How We Decide Together

Three Things Shape Your Best Option

When we talk, these are the three things we'll work through with you.

What You Want

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Stay or go? Keep the house long term or just get through the next year? This comes first.

What's Owed

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Your mortgage balance, how far behind you are, and any other liens on the house.

What It's Worth

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Recent sales nearby and what the house needs. We'll show you exactly how we figure it.

Not sure which one fits?

That's what the first conversation is for. Tell us what's going on and we'll tell you which options make sense.

Talk It Through →

Tell Us What's Going On. We'll Help You Figure It Out.

A short form, about a minute. We'll look at your situation and reach out, usually the same day, with real options. No cost and no obligation.

Get My Options Now →

No fees. No pressure. No judgment. Just a local family that wants to help.