We Can Help

Behind on Payments? You May Be Able to Keep Your Home.

It happens to good people. A layoff, a hospital stay, a divorce, a few bad months. Falling behind doesn't mean you have to lose the house, and it doesn't mean you have to move.

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Same day reply, usually within hours
You talk to us, the owners
Every option laid out plainly
Private and no obligation
How We Help

Here's What We Can Do for You

Every situation is a little different. These are the tools we bring to the table.

Sell and stay

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We buy the house, the mortgage gets paid off, and you keep living there as a renter. No moving truck.

Buy it back later

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We can write in an option for you to buy the house back within two years, once you're back on your feet.

Sell and keep your equity

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If you're ready to move on, a sale now can protect the equity you've built instead of losing it to fees and penalties.

Point you to the right help

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If a repayment plan with your lender is the better answer, we'll tell you and help you understand what to ask for.

Want to stay in the house? Put that in the form. It changes which options we look at first.
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What You Can Do Today

Whether or not you ever work with us, these steps will help.

  1. Open the mail from your lender, even when it's hard to look at. The dates in those letters matter.
  2. Call your loan servicer and ask about a repayment plan, forbearance, or a loan modification.
  3. Talk to a HUD approved housing counselor. It's free, and they can call your lender with you.
  4. Write down what you owe, what you can afford each month, and what you want to happen with the house.
  5. Reach out early. Every month you wait takes an option off the table.
Want help with this?

Tell us where things stand. We'll look at your situation and reach out with options, usually the same day.

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Common Questions

What People Usually Ask

Will talking to you hurt my credit?+
No. Talking to us, sharing your situation, and getting options has no effect on your credit.
Can I really stay in my house after selling?+
Often, yes. With a sell and stay arrangement you rent the home from us after closing. We'll work out a fair rent with you up front and put it in a written lease.
What if I'm only a month or two behind?+
Even better. The earlier you reach out, the more options you have, including simply working things out with your lender.
Other Situations We Help With
Facing foreclosure Relocating or downsizing Inherited a house Going through a divorce House needs major work Tired of being a landlord

Let's Figure Out How to Keep You Home.

A short form, about a minute. We'll look at your situation and reach out, usually the same day, with real options. No cost and no obligation.

Tell Us Your Situation →

No fees. No pressure. No judgment. Just a local family that wants to help.